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ADIB Cards

Unlock a world of rewards with and benefits with the UAE's best range of cards to suit every lifestyle.

Pick a card with your favorite lifestyle benefits

ADIB Etihad Guest Visa Classic Card

ADIB Discontinued Cards
  • Welcome bonus of 10,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East!
  • Local AED Transactions: Receive up to 0.75 Etihad Guest Miles for every AED 4 spent for AED transaction*
  • International Non​​​​-AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 equivalent spent**
  • Free roadside assistance
  • Withdraw 100% of your finance limit as cash
  • ​Redeem your Etihad Guest Miles for Travel Bookings, Home Fur​nishing, Electronics and Gifts for family & friends. Click here​ to redeem your Etihad Guest Miles.
*Specific merchants in the following categories will receive 0.25 Etihad Guest Miles per AED 4 (or equivalent) for AED and non – AED transactions: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisation.​​​​​​

**0.4 miles for every AED 4 equivalent spends in Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing scheme guidelines.​
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ADIB Cashback Visa Platinum Card

ADIB Discontinued Cards
  • Up to 1% flat Cashback: anywhere – any time
  • Free Roadside assistance​​​​
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ADIB Etihad Guest Visa Platinum Card

Etihad Guest Cards
  • ​Welcome bonus of 50,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East!
  • Local AED Transactions: Receive up to 2.​2 Etihad Guest Miles for every AED 4 spent for AED transaction*
  • International Non-AED Transactions: Receive up to 3 Etihad Guest Miles for every AED 4 equivalent spent**​​
  • Free Companion Ticket on every  AED 150,000 spent yearly​
  • Fast track to Etihad Guest Gold Tier
  • Free airport lounge access via Lounge Key
  • Withdraw 100% of your finance limit as cash
  • Valet parking at select locations in the UAE​
  • Free Roadside Assistance 24/7 across the UAE
​​For updated product terms on self-funded Etihad Platinum Card click here​​​
*Specific merchants in the following categories will receive 1 Etihad Guest Miles per AED 4 (or equivalent) for AED and non – AED transactions: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisation.

**1.2 miles for every AED 4 equivalent spends in Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing scheme guidelines.​
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ADIB Etihad Guest Visa Gold Card

Etihad Guest Cards
  • Welcome ​bonus of 35,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East!
  • Withdraw 100% of your finance limit as cash
  • Local AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 spent for AED transaction*
  • International Non-AED Transactions: Receive upto 1.5 Etihad Guest Miles for every AED 4 equivalent spent**
  • Free Companion Ticket on every  AED 150,000 spent yearly.​​​​​
  • Fast track to Etihad Guest Silver Tier
  • Free roadside assistance
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*Specific merchants in the following categories will receive 0.5 Etihad Guest Miles per AED 4 (or equivalent) for AED and non – AED transactions: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisation.

**0.6 miles for every AED 4 equivalent spends in Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing scheme guidelines.​
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ADIB Visa Cashback Card

ADIB Discontinued Cards
  • 1% flat Cashback: anywhere – any time
  • Free Roadside assistance​​​​
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ADIB Edge Card

ADIB Discontinued Cards
  • 5 points / AED 100 spend, cap of 50 points per transaction, cap of 150 points monthly
  • Up to 1.250 Exceed reward points for every AED 100 spent and 0.125 reward points for every AED 100 spent at specific merchants*
  • Free rounds of golf at select golf courses​​​
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ADIB Etisalat Platinum Card

ADIB Discontinued Cards
  • ​​70,000 Sign Up Etisalat Reward points equivalent to 38 hours of UAE talk time!
  • 4 Etisalat Reward Points for every Dirham spent on the Card. So every AED 100 spent is 13 minutes of UAE talk time!
  • 100% cash withdrawal limit
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ADIB Value+ Card

ADIB Discontinued Cards
  • Get rewarded for your local and international spend
  • Enjoy upto 25% discount on select dining outlets across the UAE.​​
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ADIB Value Card

ADIB Discontinued Cards
  • Get rewarded for your local and international spend
  • Enjoy upto 25% discount on select dining outlets across the UAE.​​​
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ADIB Business Gold Covered Card

Business Covered Cards
  • Covered Card limit up to AED 250,000
  • 60% Cash withdrawal limit​​
  • Advanced Chip&Pin​ Technology â€‹â€‹â€‹â€‹

* Features and Benefits available only for existing customer

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ADIB Etisalat Visa Signature Card

ADIB Discontinued Cards
  • ​100,000 welcome Reward Points
  • Free Valet Parking at select locations
  • Free premium airport lounge access.
  • Free roadside assistance​
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ADIB Spice Card

ADIB Discontinued Cards
  • ​Exceed Rewards Points
  • All Priceless Arabia offers
  • ​​​​Discounts at select restaurants
  • Easy Pay Plan option​
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ADIB Rotana Rewards Exclusive Visa Card

ADIB Discontinued Cards
  • Up to 50% discount at any Rotana restaurant
  • 20% discount on hotel room bookings ​
  • ​Free Roadside Assistance & ADIB Travel Desk
  • Access to over 850 airport lounges worldwide via LoungeKey​​​​​​​
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ADIB Etisalat Gold Card

ADIB Discontinued Cards
  • 20,000 Sign Up Etisalat Reward points equivalent to more than 10 hours of free UAE talk time!
  • 3 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 10 minutes of UAE talk time!
  • 100% cash withdrawal limit​
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ADIB Business Platinum Covered Card

Business Covered Cards
  • Covered Card limit up to AED 10,000,000
  • 60% Cash withdrawal limit​​
  • Advanced Chip&Pin​ Technology â€‹â€‹â€‹â€‹

* Features and Benefits available only for existing customer

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ADIB Dana Covered Card

ADIB Discontinued Cards
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ADIB Etisalat Classic Card

ADIB Discontinued Cards
  • 5,000 Sign Up Etisalat Reward points equivalent to more than 2 ½ hours of UAE talk time!
  • 1.5 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 5 minutes of UAE talk time
  • No Annual Fee​
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ADIB Booking Signature Card

ADIB Discontinued Cards
  • 10% discount on hotels
  • 2.5 Exceed Rewards points for every AED 100 spend on Airline, cap of 50 points per transaction, cap of 150 points monthly​
  • Download "Visa Airport Companion App"​ (VAC) app and explore the Airport lounges available for you worldwide
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ADIB Booking Infinite Card

ADIB Discontinued Cards
  • 200,000 sign-up reward points
  • 10% discount on hotels
  • 3.5 Exceed Rewards points for every AED 100 spend on Airline, cap of 50 points per transaction, cap of 150 points monthly
  • Download "Visa Airport Companion App"​ (VAC) app and explore the Airport lounges available for you worldwide
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ADIB Emirates Skywards Visa Infinite Card

ADIB Emirates Skywards Cards
  • Up to 50,000 bonus Skywards Miles.
  • Emirates Skywards Silver tier membership.
  • Fast Track to Emirates Skywards Gold tier membership.
  • ​Emirates Home check-in services within Dubai.
  • Download ‘Visa Airport Companion App’ (VAC) app and explore the Airport lounges available for you worldwide.​
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ADIB Emirates Skywards Visa Signature Card

ADIB Emirates Skywards Cards
  • Up to ​25,000 bonus Skywards Miles.
  • Emirates Skywards Silver tier membership.
  • Two home check-in services within Dubai.
  • Download ‘Visa Airport Companion App’ (VAC) app and explore the Airport lounges available for you worldwide.​
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ADIB Smiles Visa Gold Card

ADIB Discontinued Cards
  • 20,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 16 Smiles points on per AED 5 spend on Smiles App
  • Up to 8 Smiles points per AED 5 spent internationally
  • 6 Smiles points per AED 5 spent locally in the UAE​
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ADIB Smiles Visa Signature Card

ADIB Smiles Covered Cards
  • 70,000 Smiles points upon sign up!
  • Complimentary 90-day subscription to Smiles Unlimited
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 30 Smiles points on per AED 5 spent on Smiles App
  • Up to 15 Smiles points per AED 5 spent internationally
  • 10 Smiles points per AED 5 spent locally in the UAE​
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ADIB Smiles Visa Platinum Card

ADIB Discontinued Cards
  • 50,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 20 Smiles points on per AED 5 spent on Smiles App
  • Up to 10 Smiles points per AED 5 spent internationally
  • 8 Smiles points per AED 5 spent locally in the UAE​
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ADIB Smiles Classic Card

ADIB Smiles Covered Cards
  • 5,000 Smiles points upon sign up!
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 12 Smiles points on per AED 5 spent on Smiles App
  • Up to 6 Smiles points per AED 5 spent internationally
  • 4 Smiles points per AED 5 spent locally in the UAE​
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ADIB ISIC Prepaid Card

ADIB ISIC Prepaid Card
  • Global Recognition
  • A range of discounts in UAE and abroad
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ADIB Emirates Skywards World Elite Card

ADIB Discontinued Cards


  • Up to 120,000 bonus Skywards Miles.
  • Emirates Skywards Silver tier membership.
  • Fast Track to Emirates Skywards Gold tier membership.
  • Complimentary Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access for primary card holder and guest.
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ADIB Emirates Skywards World Card

ADIB Discontinued Cards


  • Up to 60,000 bonus Skywards Miles.
  • Enjoy Emirates Skywards Silver tier membership.
  • Two complimentary Home check-in services within Dubai.
  • Unlimited airport lounge access via LoungeKey.
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ADIB Cashback Visa Covered Card

ADIB Cashback Cards
  • 4% on Supermarket & Grocery spends
  • 4% on Fuel & Automobile spends
  • 4% on School & Education payments​
  • 4% on Dining & Restaurant spends
  • 4% on Utility payments
  • Road Side Assistance once a Year
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ADIB Exceed Visa Platinum Covered Card

ADIB Exceed Cards
  • Upto 1.5 Exceed Rewards for every AED 100 spent
  • Airport Lounge Access twice a year for cardholders only​
  • Roadside Assistance within UAE once a year​​
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ADIB Booking Signature Card

ADIB Booking.com Cards
  • Earn 2.5 Exceed Rewards per AED 100 Airline Spends (capped at 50 Exceed Rewards per transaction and 150 Exceed Rewards a month).
  • Earn 0.50 Exceed Reward per AED 100 spent locally
  • Earn 1 Exceed Reward (0.125 Exceed Rewards in EEA region) per AED 100 (or equivalent) spent internationally.
  • Earn 0.125 Exceed Reward per AED 100 spent on Specific Merchants
  • Download "Visa Airport Companion App"​ (VAC) app and explore the Airport lounges available for you worldwide.
  • Valet parking at select locations in the UAE.
  • 10% discount on select hotel bookings through the Booking.com Genius Program*
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*Extra 10% discount on select hotels booked through Booking.com as a Genius Member. Get free upgrade to Genius Member status as ADIB Booking.com Covered Cardholder and enjoy Genius discounts and perks. Click here to register.

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ADIB Exceed Visa Covered Card

ADIB Exceed Cards
  • Upto 1 Exceed Rewards for every AED 100 spent
  • ​Roadside Assistance within UAE once a year​
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