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ADIB SHARE Visa Platinum Card

With your ADIB SHARE Visa Platinum Covered Card, elevate your shopping, dining and entertainment experiences with rewards and benefits made for you.

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Key Benefits

Get 12% back in SHAR​E points for first 3 months​ and 2,000 in SHARE Points upon sign up**

Earn 3% back in SHARE Points on spends at Carrefour in-store and online

Earn 3% back in SHARE Points on spends across Mall of the Emirates, all City Centre malls, Ski Dubai, Magic Planet and all Majid Al Futtaim brands and destinations

Earn 1.25% in SHARE Points on local spends

Earn 1.25% back in SHARE Points (0.25% in EEA region) on the equivalent amount in AED for international spends***

​Earn 0.25% in SHARE Points on Specific Merchants spends****

Free Roadside Assistance 24/7 across the UAE (once aper year)

Valet parking at select locations in the UAE (once a month) Valet parking at select locations in the UAE once a month

Welcome SHARE Points

Receive a welcome bonus of 2,000 SHARE Points (Worth AED 200) on sign-up

Welcome bonus will be credited within 60 days of payment of the Annual Fee during the first year of card issuance. The welcome bonus​ will not be applicable for card reissuances if credited before.

Limited Time Offer*

For a limited time, enjoy double the rewards when you using your new ADIB SHARE Visa Platinum card. Get 6% back in SHARE Points instead of 3% on your spends at Carrefour and all Majid Al Futtaim destinations including Mall of the Emirates, all City Centre malls, Ski Dubai, Magic Planet and so much more.

The offer is valid only in the first 3 months of the card launch and until 15 March 2026*

*The last date to avail this offer is to apply for the card on the 15 March 2026, any card application following this mentioned date will not avail the offer.

Offer Terms and conditions

Redeeming of SHARE Points​

Redeem your SHARE Points for your purchases at Mall of the Emirates and all City Centre malls across the UAE as well as all Majid Al Futtaim brands and experiences using the SHARE App. You have the option to pay with your SHARE Points or a combination of cash and points


Free Valet Parking

Flash your Card at the Valet to avoid the stress of parking. With your card you can park for free (one time a month) through Valtrans at key locations in the UAE. Please visit Valet Parking for updated list of locations.


Free Roadside Assistance

Drive with complete peace of mind as your ADIB SHARE Visa Platinum Covered Card.


Ways To Pay


​For your convenience there are numerous ways to make your ADIB Covered Card Payment.​

Bill Payments

The following bills can be paid via Online Banking (adib.ae) or Chat Banking +971600543216:

Etisalat and Du bills (Landline, GSM, Wasel Recharge and renewal, elife and internet)
Water and Electricity bills (DEWA, SEWA, ADWEA) and Salik

ADIB Mobile Banking App

Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

Download ADIB MObile App

Banking with ADIB

ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.

24x7 Chat Banking: Chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.

E-statements: Be eco-friendly and receive your statements via email.

SMS alerts: Receive Card information and transaction alerts.



* The Bank reserves the right to amend the benefits specified above from time to time, at its sole discretion by giving at least sixty (60) calendar days prior written notice to the Cardholder.
** Sign up SHARE points subject to activation and spend of first retail transaction within 30 days from Card issuance date.
*** European Economic Area (EEA) means countries which are part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines.
**** Specific Merchants are: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organizations.​

Required Documents

  • ​Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)

Fees and Charges

Covered Card Annual Fee – AED 199*

5th Supplementary Card Annual Fee – AED 199

Monthly Profit Rate – 3.75%

Click here for an updated Schedule of Charges

* From 2nd year onwards, annual fee will be reversed upon Non-AED spends equivalent to AED 15,000 or total spend locally and internationally of AED 45,000 in the previous year.​