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Use your ADIB Covered Card to pay for your children’s school or university tuition fees from 1th April to 30th April 2020 and you can:
Enjoy 5% additional cashback (capped at AED 500) on your transaction by sending an SMS with “SCHOOL” to 4655
Call 600543216 to convert your transaction into easy installments for 3, 6, or 12 months with NO processing fees and 100% waiver of the Murabaha monthly installment (profit) in a proportional manner.*
Terms & conditions apply                 
  • All ADIB covered Card customers are eligible for this offer excluding Self - Funded , Business banking and Prepaid cards.
  • Transactions done using the ADIB Covered Card on school/education fee merchant category as defined by VISA and Mastercard will qualify for this promotion.
  • All School/ Education fees paid from up to 30th   April 2020 will be considered for the promotion.
  • Minimum transaction of AED 1,000 is required to qualify for the school fees offer.
  • Extra Cashback is capped at AED 500 on customer level.
  • To qualify for the 5% cashback offer the customer needs to register by sending SMS 'SCHOOL' to 4655; otherwise he/she will not be eligible for the EXTRA cashback
  • To opt for 0% Easy Instalment Plan (EIP)1 customer needs to call the call center.
  • Customer can avail only one offer at a time either EIP with 100% waiver of Murabaha monthly installment (profit) with no processing fee  or 5% Cashback
  • EXTRA cashback will be credited by end of July 2020.
  • Delinquent or Blocked covered card customers during the promotion period will not be eligible for this offer.
  • The transaction must be converted into 0% Easy Instalment Plan within 30 days from the transaction date.
  • ADIB is not responsible for a transaction that does not get captured under the appropriate merchant category code nor accepts any responsibility for refusal of acceptance of the Covered Card for any reason whatsoever.
  • Any disputes in regards with the promotion rewards should be raised within 6 months from the campaign end date.
  • By participating in this promotion, the customer agrees to be bound by all other ADIB Covered Card Terms and Conditions which prohibit using an ADIB Card to purchase any non-Shari 'a compliant items as determined by ADIB's Internal Shari 'a Supervisory Committee.
  • ADIB encourages you to use your Covered Card only for necessary expenditures
  • Additional Cashback and cost of campaign will be solely paid from Shareholders' funds.

'For the EIP offer, you can convert your transaction into Easy Installment Plan (EIP) for 3, 6, or 12 months with NO processing
fees and 100% waiver of the Murabaha monthly installment (Profit). The profit proportional waiver is based on the
school/university fees transaction amount that is converted to EIP to the total Card limit.